As an investor you may hold stocks and bonds directly, or you may hold them inside a mutual
fund. Either way, your investment objectives will be a combination of principal protection, income generation and capital growth.

Most people understand the value of investing for the future. Building wealth over time is a great way to achieve your financial goals and, ultimately, enjoy the retirement lifestyle you envision. However, not everyone knows how investment taxation works. Taxes can erode long-term wealth, and that’s why it’s good to seek tax efficiency in your portfolio.