Whether you're a first-time buyer or planning your mortgage renewal, our guide provides the knowledge you need to make confident decisions in today's changing market.

With mortgage rates still above 5%, deciding whether to buy now or wait requires careful consideration of several factors.

Did you know there's a cool new way to help you save for your first home? It can be tough to juggle rent and other expenses while trying to put money aside for a down payment. But don't worry, we’ve got your back with a new government program that came into effect on April 1, 2023.

The Canadian government’s new First Home Savings Account (FHSA) came into effect on April 1, 2023. This new registered savings account allows prospective first-time home buyers to save for a down payment on a tax-free basis. FHSA contributions are tax-deductible (like an RRSP), and qualifying withdrawals to purchase a first home are non-taxable (like a TFSA).

A home equity line of credit (HELOC) or secured line of credit (SLOC) is a flexible way to borrow money against the equity you have built up in your home. It is a revolving line of credit, meaning you can borrow, repay and borrow again as long as you stay within your credit limit.

In this spring issue you’ll find: spring mortgage outlook, how to navigate the challenging mortgage market, what to consider when switching your mortgage and so much more.