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Welcome to the bank that actually puts customers before profits and who is winning customers with service, products and total transparency that truly puts in the good in banking.

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questions@alterna.ca

Fixed

A fixed rate mortgage has an interest rate that remains the same over the term of the mortgage.

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Benefits

✓ Payments will not change

✓ Easy to budget with set payments

✓ Protects you against rising interest rates

View Rates

Variable

A variable rate mortgage has an interest rate that fluctuates with the Alterna Savings prime rate.

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Benefits

✓ The potential to pay off the mortgage faster if the prime rate falls

✓ Historically, proven to be less expensive over time

✓ Can be converted to a fixed rate mortgage at any time

View Rates

Flexi-Mortgage

Our Flexi-Mortgage allows you to split your mortgage into different terms and rates.

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Benefits

✓ Combine short- and long-term options that can be fixed or variable rates

✓ Greater flexibility

✓ Customize your own mortgage rate strategy

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