Retirement is so close you're actually making plans to travel, pursue hobbies and spend more time with your grandchildren. You've worked hard, invested regularly, and are getting ready to enjoy life outside of the daily workplace grind.

Forget real estate. Forget the inheritance. As great as it might feel to be able to pass down financial assets to your children/grandchildren, one of the most important things you can pass down to them is financial literacy.

Nobody sets out to lose money when they invest, but as the saying goes, you can’t win ’em all. Even top professionals miss the mark at times, which leads to another saying about turning lemons into lemonade.

You harnessed your spending habits to set aside savings. You researched the investments you deemed worthy of your hard-earned dollars. And now, as you admire your accumulating wealth, there’s a dark cloud ahead – income tax.

We recognize the drive and determination of small business owners and entrepreneurs who power the Canadian economy. Behind each of their inspiring stories lies a common challenge: navigating the maze of financial barriers.