Financial Advice

When your income grows, it opens new doors to enjoy life's pleasures. This exciting milestone also presents an opportunity to make mindful choices about how your spending aligns with your long-term dreams.

Remember when summer meant pure excitement and endless possibilities? As adults, we still crave those rejuvenating breaks, while also being mindful of our financial wellbeing.

On March 12, 2025, the Bank of Canada (BoC) lowered its key overnight rate by 25 basis points to 2.75%, the central bank’s seventh consecutive cut. While every BoC announcement is watched closely, this latest move drew widespread attention given today’s unprecedented geopolitical and macroeconomic turmoil.

U.S. President Donald Trump's announcement of a proposed 25% U.S. tariff on Canadian exports could mean higher prices for consumers and significant changes for businesses on both sides of the border.

After a prolonged stretch when interest rates remained relatively high, the Bank of Canada (“BoC”) has entered a rate-cutting cycle whereby, on July 24, 2024, we had our second rate cut of 0.25%. This rate reduction followed the initial 0.25% rate cut announced on June 5, 2024.

After a prolonged stretch when interest rates remained relatively high, the Bank of Canada (“BoC”) has entered a rate-cutting cycle whereby, on July 24, 2024, we had our second rate cut of 0.25%. This rate reduction followed the initial 0.25% rate cut announced on June 5, 2024.