If you’re involved in an accident, remember these four steps to stay safe, minimize stress and make the experience as hassle‐free as possible.

1. Check your Just because you’ve stopped, it doesn’t mean everyone else has. Watch for approaching vehicles, turn on your hazard lights and stand in a safe place when speaking with the others involved.
   
   
2. Record as much information as you Relying on the police report for details can delay the settlement of your claim. Use your phone or write down:
   • The names, addresses, phone numbers, driver's licenses and license plate numbers of all of the other drivers
   • The names and addresses of the registered owners of the vehicles
   • Insurance information for the other vehicles
   • The names, addresses and phone numbers of any witnesses
     
     
3. Take pictures of the Use your phone to take photos of:
   • Damage done to vehicles, before they’re moved
   • All the vehicles in the accidents
   • The scene of the accident
   • The other driver(s) and passengers
     
     
4. Stick to the It may seem natural to want to apologize to the other driver, but try to limit discussion about the accident. Only discuss the accident with the police and your insurance company.