Alterna Blog

Nobody sets out to lose money when they invest, but as the saying goes, you can’t win ’em all. Even top professionals miss the mark at times, which leads to another saying about turning lemons into lemonade.

Year-end is a time when we start thinking about winding down. However, in the field of tax
planning, that annual deadline is when we need to take stock, and potentially take action.

In the nonprofit space, financial wellness supports every service your organization provides. It's about creating a financial pathway that upholds your mission and amplifies community work. Effectively managing your finances reflects your commitment to community service, with a purposeful budget serving as a blueprint for impact.

During accumulation, investors enjoy a tax deferral when the price of their holdings increases. In tax terms, this is known as an unrealized capital gain, and works whether securities are held directly or within a mutual fund.

As an investor you may hold stocks and bonds directly, or you may hold them inside a mutual fund. Either way, your investment objectives will be a combination of principal protection, income generation and capital growth.